What does Texas SB963 do?
SB963 removes the regulatory firewall preventing Medicaid Managed Care Organizations (MCOs) from cross-selling private Qualified Health Plans (QHPs) and Medicare Advantage plans to Medicaid recipients. This creates a significant revenue retention opportunity for MCOs with commercial affiliates, but strictly mandates that all marketing communications must explicitly disclose cost-sharing obligations (deductibles and copays) and prohibits financial incentives for enrollment. Implementation Timeline Effective Date: September 1, 2025 Compliance Deadline: September 1, 2025 (All marketing materials and scripts must be compliant by this date; there is no statutory grace period).