What does Texas SB2601 do?
SB2601 significantly expands the Landowner Compensation Program to include lessees and damages caused by law enforcement responses to border crimes, while simultaneously prohibiting insurers from using these claims to increase premiums. Agricultural operators, commercial property owners in border regions, and insurers must immediately update lease agreements and underwriting algorithms to accommodate new eligibility rules and statutory rate protections. Implementation Timeline Effective Date: September 1, 2025 (Applies to offenses/damages occurring on or after this date).