What does Texas HB4063 do?
HB4063 fundamentally alters the recording process for residential real estate contracts, effectively ending "sneak attack" filings by investors and wholesalers. Effective September 1, 2025, any Unilateral Memorandum of Contract (UMC) filed without a concurrent "Certificate of Mailing" and notice to the property owner is legally unenforceable against subsequent buyers and lenders. Implementation Timeline Effective Date: June 20, 2025 (Law enacted).